Typically, these Trojans also need an SMS verification code to access your account. These details are then uploaded to the malware author. If this is done smoothly enough, the user won't notice the swap and will enter their details into the fake login page. When it detects the user launching a banking app, the malware quickly puts up a window that looks identical to the app you just booted up. When you install this app, the Trojan begins to scan your phone for banking apps. These aren't disguised as a bank's official app they're usually a completely unrelated app with a Trojan installed within. The sneakier version is the mobile banking Trojan. Once you've downloaded the app, you enter your username and password into it, which is then sent to the hacker.įREE EMAIL COURSE: Learn to Secure Your Inbox With Our FREE Course Replacing a Real Banking App With a Fake One A malware author creates a perfect replica of a bank's app and uploads it to third-party websites. The simpler means of attack is by spoofing an existing banking app.
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